Monday, March 2, 2009

PAST DUE MORTGAGE PAYMENTS and you want to KEEP YOUR HOME? (Portland-Metro)

PAST DUE MORTGAGE PAYMENTS and you want to KEEP YOUR HOME?



I CAN HELP YOU if you answer “YES” to any of the following:



_____Are you experiencing financial or personal difficulties that have resulted in your mortgage payments

becoming past due?



_____Are you interested in keeping your home?



_____Are you experiencing frustrations with your mortgage servicing company?





WHO AM I?



I successfully managed Collection, Foreclosure, Short Sale Departments for large mortgage servicing companies for 30+ years. I am now self employed and have the privilege of working with homeowners who want to KEEP YOUR HOME.



I have in depth understanding of all investors “Workout Option” programs and requirements and have the patience and due diligence to get the job done. I have established important contacts with the large servicing companies after many years of successful interaction.





WHAT CAN I DO FOR YOU?



· Collect financial and personal data. This is known in the industry as a “Workout Package”.



· Contact your mortgage servicing company and determine all of the “Workout Options” that are available for your loan.



· Analysis and recommend a “Workout Option” that best fits your financial and personal circumstances.



· Present a “Workout recommendation” to your mortgage servicing company.



· Provide you routine status updates of my efforts.





WHAT IF YOU ARE IN FORECLOSURE?



Generally speaking, the investor that owns your loan does not want the property back. All mortgage investors publish servicing expectations and what “Workout Options’ that can be considered and expects your servicing company to exhaust all efforts to try to help KEEP YOUR HOME. Mortgage servicing companies/investors are generally very receptive in considering a workout option that is reasonable and sound. The mortgage servicing company will frequently consider a request to postpone a foreclosure sale date to allow them sufficient time to review any “Workout recommendation” that is reasonable and sound.



I CAN’T HELP YOU UNLESS YOU CALL ME



Kathleen Jamal

DHS Servicing LLC

President/Owner

(503) 344-6252 Office

(503) 473-4797 Cell

(503) 641-8071 Fax

DHS_Servicing_LLC@hotmail.com

KathleenJamal@hotmail.com

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